WHAT DOES CADENCE LENDING GROUP DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Income and Credit Scores
- Assets and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer personal information; the reasons Cadence Lending Group chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Cadence Lending Group share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We Don't Share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don't share |
Who We Are
Who is providing this notice?
Caddence Lending Group
What We Do
How does Cadence Lending Group collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan (or)
- Give us your contact information (or)
- Give us your employment history (or)
- Give us your income information (or)
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitiions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. El Paso Neighborhood Mortgage
Non Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Cadence Lending Group does not share with nonaffiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Cadence Lending Group does not jointly market.